We will be closed Monday, May 27th for Memorial Day.

Debtor’s Examination

Templates and Forms

A debtor’s examination, also known as an order of examination, is often a preliminary step before initiating collection efforts.

This examination is a formal court proceeding in which the judgment creditor may question the debtor to obtain information about the location and value of the judgment debtor’s assets, including paychecks and other sources of income, bank accounts, stocks and other investments, and personal and real property.

This procedure may also be used to question a third party who may be in possession of the judgment debtor’s assets, or owe debts to the judgment debtor.

Before you begin filling out your forms, you will also need a file-stamped copy of your judgment. Note: If your judgment was issued before Nov. 13, 2007, you must order it ahead of time. This will take at least 10 days. See Court Records and Certified Copies of Documents for more information.

Step-by-Step Instructions


Complete the Form and Call to Reserve a Hearing Date

Fill out the Application and Order for Appearance and Examination (EJ-125). A sample with instructions is located at the end of this guide.

To examine a third party (someone who is not a named party in the case), you must attach a declaration indicating that you believe the third party is in possession of the debtor’s assets or is indebted to the judgment debtor in an amount exceeding two hundred fifty dollars ($250), and describing the basis of your belief. You may write your declaration on this Judicial Council form: Attached Declaration (MC-031).

The declaration must be attached to your application.

From time to time, Sacramento changes which department is assigned the Order of Examination Calendar. For current info and details about reserving dates, visit the Sacramento County Court’s Orders of Examination page.

In Sacramento County, orders of examination are currently held on Fridays between 9:00 a.m. and 12:00 p.m. Reserve your date and time before filing your documents by calling the Department 35 clerk at (916) 874-7885. The date will be a minimum of 45 days after you file your papers, and may be longer. You may be given a choice of dates, so have your calendar handy.

Write the date you are assigned on the Application and Order for Appearance and Examination (EJ-125).

There are two separate time periods triggered by your hearing date:

  • Your hearing date must be at least 45 days after the date you file your papers.
  • The judgment debtor must be served at least 10 calendar (business) days prior to the hearing date California Code of Civil Procedure (CCP) § 708.110(d).

Be sure to arrange personal service on the debtor in plenty of time.


File Your Forms

To obtain your Order for Appearance and Examination, file the following items with the court:

  • Application and Order for Appearance and Examination (EJ-125), including the Attached Declaration (MC-031), if needed (original + 2 copies).
  • If your judgment was issued before Nov. 13, 2007, include a file-endorsed (stamped) copy of it.
  • Filing fee ($60 per application when this was updated; see the Sacramento Court’s Fee Schedule for current fees).
  • Self-addressed, stamped envelope, if you would like the clerk to mail you a signed copy of the order.

You may file these documents in person in the Dropbox at the Gordon D. Schaeber Courthouse, located at 720 Ninth Street. If you do, mark on the cover sheet whether you want to pick the paperwork up from the court or have the clerk mail it to you. You may also file by mail. If you file by mail, please allow extra time for processing your paperwork.

After receiving your documents, the clerk will forward them to the judge for signature. Once signed, the clerk will mail you a copy, if you provided a self-addressed, stamped envelope. Otherwise, you may print a copy of the signed Application and Order for Appearance and Examination (EJ-125) from the court’s website.


Have Your Order Personally Served at Least 10 Calendar Days Ahead

The examinee (debtor or third party) must be personally served at least 10 calendar days prior to hearing. If examining a third party, you must also serve notice on the judgment debtor, either personally or by mail, at least 10 calendar days prior to the hearing. Calendar days include weekends and holidays.

If you want the option of having a bench warrant issued if the examinee does not appear, service must be made in person by a sheriff or a registered process server. To have your documents served by the Sacramento County Sheriff’s Department, submit the following documents to the Sheriff’s Civil Bureau at 2969 Prospect Park Drive, Suite 200, Rancho Cordova CA 95670:

After serving your documents, the Sheriff will mail the proof of service to you. If you hire a registered process server, ask that the proof of service be returned to you, rather than the court. You must file the proof of service in Department 43 on the day of your hearing (Local Rule 2.10).


Attend the Hearing

When you arrive at the courthouse, check in with the clerk in Department 35, and turn in your proof of service. The judgment debtor or third-party examinee will be given an oath, and the examination will be conducted privately between the parties. There is no court reporter provided for this type of hearing, but you may hire one if you wish. Court reporters can be found in the yellow pages under “Court Reporters” or “Legal Services,” or from the National Court Reporters Association’s online directory.

Be sure to have questions prepared ahead of time, to ensure you don’t forget anything.

Sample Questions to Ask the Examinee

  • California Courts Self-Help Website – Sample Questions to Ask a Debtor 
  • How to Collect When You Win a Lawsuit in California KFC 1065 .Z9 H69 Appendix
  • Enforcing Civil Money Judgments, KFC 1065 .O65 Appendix D


If the Examinee Does Not Show Up

If you have filed a proper proof of service showing that the examinee was served in a timely manner by a sheriff or registered process server, the court will order the issuance of a bench warrant for the examinee’s failure to appear (CCP §§ 708.170(a)(1)(A), 708.170(a)(1)(B)). To have the warrant issued, you must submit the following Sacramento County local forms to the court:

After receiving your documents, the clerk will have the warrant signed by the judge, and will forward the original to the Sheriff’s Department for service. Once the warrant is served, the court will set a hearing date for the debtor to respond to his or her failure to appear at the originally scheduled hearing, and will notify you of the hearing date. You will need to appear at that hearing to conduct the debtor examination.


Begin Your Collection Efforts

Once you have obtained information about the judgment debtor’s assets, you may begin your collection efforts. There are numerous ways a judgment creditor may collect from a judgment debtor. The method(s) used depend on the judgment debtor’s assets. For more information about collection methods, see our series of Step-by-Step guides on Collecting Judgments.


On the Web:

California Courts Self-Help Website – Get Information about the Debtor’s Assets

California Courts Self-Help Website – Sample Questions to Ask a Debtor

Sacramento County Superior Court – Orders of Examination

At the Law Library:

California Forms of Pleading and Practice KFC 1010 .A65 C3 (Ready Reference) Chap. 254
Electronic Access: On the Law Library’s computers, using Lexis Advance.

California Practice Guide: Enforcing Judgments and Debts KFC 1065 .A9 S3 Chap. 6G

Debt Collection Practice in California KFC 256 .C83 Chap. 8
Electronic Access: On the Law Library’s computers, using OnLaw.

Enforcing Civil Money Judgments: Here’s How and When to Do It KFC 1065 .O65
Electronic Access: On the Law Library’s computers, using OnLaw.

How to Collect When You Win a Lawsuit KFC 1065 .Z9 S25 Chap. 6

Matthew Bender Practice Guide. California Debt Collection and Enforcement of Judgments KFC 1065 .E5 M38 Chap. 10
Electronic Access: On the Law Library’s computers, using Lexis Advance.

Witkin’s California Procedure KFC 995 .W58 (Ready Reference) Chap. 10


Shopping cart0
There are no products in the cart!