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Judgment proof

Judgment proof

Having no assets or income which is subject to collection after judgment is entered. This does not prevent a creditor from filing and winning a judgment, but it can make a judgment worthless. A true judgment proof debtor is not employed and has no future prospects of finding employment, lives on government pensions or retirement, and has no funds in his or her checking or savings accounts that do not stem directly from exempt (protected) funds.

Synonyms:
judgment-proof, judgement proof, judgement-proof
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